Health Care Reform Now - Take a Second Look

Although the Republicans are not in power, it is important to take a second look at health care reform from another perspective. 

By the way, contrary to what Obama and the Democrats are saying, the Republicans are not the party of no. We owe it to ourselves and to our family to become informed on what both sides are proposing regarding health care reform, then make a decision, and let our voices be heard.

Some of the reforms the the Republicans would like to enact into law include:

• Allow insurers to sell policies across state lines
• Create new state high-risk pools or reinsurance programs to provide people access to health insurance
• Allow small businesses to pool together in associations to purchase health insurance thus making it more affordable
• Discourage "junk" lawsuits by changing medical liability laws to limit non-economic damages
• Crack down on waste, fraud, and abuse in Medicare and Medicaid
• Beef up incentives for employer-sponsored "wellness programs" so that workers who participate could get bigger breaks on insurance premiums

Check the The Republicans' Plan for more information.

The Secret to Stop Paying Medicare Part B Premiums

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Recently, I heard a guy who called in to a radio program and during the conversation mentioned that he was receiving $690 per month from Social Security and was paying $96.40 per month in Part B premiums. The host didn’t have a response to that statement, but I started to yell at the radio.

He should not be paying the $96.40 per month at all. He falls in the category of a Qualified Medicare Beneficiary which means that he is eligible for the Medicare Savings Program. Because his income is less than $932 per month, this program will pay all his deductibles, coinsurance and the Part B premiums. Social Security will not tell this to him or anyone else. You have to seek this information out for yourself. I have personally helped many Social Security recipients to stop paying the Part B premiums and both the coinsurance and deductibles.

Contact me right away if you need help, willbar@yourconsultantsite.com.